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	<title>Freelance Advisor &#187; Accountancy</title>
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	<copyright>Copyright &#xA9; Freelance Advisor 2011 </copyright>
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	<itunes:summary>News, Help and Advice for UK Freelancers, Contractors and the Self-Employed</itunes:summary>
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		<item>
		<title>HMRC cold-calling startups to offer advice, friendly warning</title>
		<link>http://www.freelanceadvisor.co.uk/money/hmrc-cold-calling-startups-to-offer-advice-friendly-warning/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/hmrc-cold-calling-startups-to-offer-advice-friendly-warning/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 12:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[bookkeeping]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[guidance]]></category>
		<category><![CDATA[HMRC]]></category>
		<category><![CDATA[Limited Company]]></category>
		<category><![CDATA[new business]]></category>
		<category><![CDATA[phone]]></category>
		<category><![CDATA[phone education]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[startups]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[tax obligations]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=15013</guid>
		<description><![CDATA[HMRC staff are to begin calling new businesses to offer advice on how to correctly take care of their bookkeeping and tax obligations. HMRC is referring to this new practise as "telephone education", and businesses will be contacted "at key stages in their lifecycles".]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/hmrc-cold-calling-startups-to-offer-advice-friendly-warning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>[Money Monday] Sage misses iXBRL Corporation Tax deadline</title>
		<link>http://www.freelanceadvisor.co.uk/money/money-monday-sage-misses-ixbrl-corporation-tax-deadline/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/money-monday-sage-misses-ixbrl-corporation-tax-deadline/#comments</comments>
		<pubDate>Mon, 24 Jan 2011 13:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[corporation tax]]></category>
		<category><![CDATA[delay]]></category>
		<category><![CDATA[HMRC]]></category>
		<category><![CDATA[iXBRL]]></category>
		<category><![CDATA[Money Monday]]></category>
		<category><![CDATA[online submission]]></category>
		<category><![CDATA[Sage]]></category>
		<category><![CDATA[SageOne]]></category>
		<category><![CDATA[software update]]></category>
		<category><![CDATA[XBRL]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=11496</guid>
		<description><![CDATA[Accountancy software giant Sage last week announced the disappointing news that it will not be issuing a software update to its accounting package to support iXBRL - a new markup format HMRC is mandating all electronic Corporation Tax returns use.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/money-monday-sage-misses-ixbrl-corporation-tax-deadline/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>When is the right time to form a Limited Company?</title>
		<link>http://www.freelanceadvisor.co.uk/money/when-is-the-right-time-to-form-a-limited-company/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/when-is-the-right-time-to-form-a-limited-company/#comments</comments>
		<pubDate>Fri, 07 Jan 2011 10:00:22 +0000</pubDate>
		<dc:creator>Mel Dixon</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[accounting model]]></category>
		<category><![CDATA[Accounts]]></category>
		<category><![CDATA[contracting]]></category>
		<category><![CDATA[contractor]]></category>
		<category><![CDATA[contractor accountants]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[Limited Company]]></category>
		<category><![CDATA[online accounting]]></category>
		<category><![CDATA[small businesses]]></category>
		<category><![CDATA[sole trader]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=11052</guid>
		<description><![CDATA[There is an ongoing debate about the benefits of contracting as a sole trader or working as a limited company owner. The typical scenario is for someone to start contracting or freelancing as a sole trader for its ease of set-up and small administrative burden. After increasing their earnings, they may then consider forming a limited company to lower their tax paying responsibilities and increase their attractiveness to potential clients.

This raises the question: when is a good time to form a limited company? And how substantial is the culture shift as you move from one business structure to another?]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/when-is-the-right-time-to-form-a-limited-company/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to reduce admin for freelancers and contractors</title>
		<link>http://www.freelanceadvisor.co.uk/money/how-to-reduce-admin-for-freelancers-and-contractors/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/how-to-reduce-admin-for-freelancers-and-contractors/#comments</comments>
		<pubDate>Mon, 20 Dec 2010 12:00:46 +0000</pubDate>
		<dc:creator>Mel Dixon</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Admin]]></category>
		<category><![CDATA[administration]]></category>
		<category><![CDATA[contractor accountant]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[online accounting]]></category>
		<category><![CDATA[outsourcing]]></category>
		<category><![CDATA[PA]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Time Management]]></category>
		<category><![CDATA[virtual assistant]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=10783</guid>
		<description><![CDATA[With recent research detailing the colossal expense and burden of niggling administrative duties (apparently we spend 37 days each year on opening letters alone!), isn't it about time we got hold of the red tape and tore it apart with Hulk-like strength?

Freelancers and contractors can help make their lives significantly easier by offloading many of the menial tasks that blight their day. First though, you need to know when's the best time to outsource.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/how-to-reduce-admin-for-freelancers-and-contractors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BREAKING: Umbrella Companies fall foul of legislation change</title>
		<link>http://www.freelanceadvisor.co.uk/money/breaking-umbrella-companies-fall-foul-of-legislation-change/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/breaking-umbrella-companies-fall-foul-of-legislation-change/#comments</comments>
		<pubDate>Fri, 10 Dec 2010 17:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[Channel Islands]]></category>
		<category><![CDATA[EBT]]></category>
		<category><![CDATA[Employee Benefit Trusts]]></category>
		<category><![CDATA[loophole]]></category>
		<category><![CDATA[National Insurance]]></category>
		<category><![CDATA[NI]]></category>
		<category><![CDATA[offshore]]></category>
		<category><![CDATA[PAYE]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[umbrella]]></category>
		<category><![CDATA[umbrella companies]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=10910</guid>
		<description><![CDATA[We're receiving news via the Freelance Advisor batphone of a developing problem with Umbrella Companies. 

Umbrella Companies, for those unfamiliar with the term, are large organisations run under Limited Company rules, who deal with freelancer and contractor national insurance and tax issues by essentially "employing" these individuals in their company (hence, "umbrella").]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/breaking-umbrella-companies-fall-foul-of-legislation-change/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The future of accounting for freelancers and contractors</title>
		<link>http://www.freelanceadvisor.co.uk/money/the-future-of-accounting-for-freelancers-and-contractors/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/the-future-of-accounting-for-freelancers-and-contractors/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 09:00:34 +0000</pubDate>
		<dc:creator>Mel Dixon</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[accountancy debate]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[changing accountant]]></category>
		<category><![CDATA[contracting]]></category>
		<category><![CDATA[contractor]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[freelancing]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=9660</guid>
		<description><![CDATA[The proliferation of online accountancy services aimed at small businesses has opened up a debate about the benefits and drawbacks of these new fangled operations in comparison to more traditional accountancy practices.

Here we look at the rise of these services, and what impact they've had on the freelance workforce.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/the-future-of-accounting-for-freelancers-and-contractors/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>[Money Monday] Restrictions of higher rate tax relief on pensions</title>
		<link>http://www.freelanceadvisor.co.uk/money/money-monday-restrictions-of-higher-rate-tax-relief-on-pensions/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/money-monday-restrictions-of-higher-rate-tax-relief-on-pensions/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 14:00:00 +0000</pubDate>
		<dc:creator>Paul Cleworth</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[guide]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[Money Monday]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[Restrictions]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=9782</guid>
		<description><![CDATA[Last week the government came clean on their future plans for pension tax relief.  Now we've had time to digest the news, we've called in our resident financial planner - Paul Cleworth of Wealth Matters - to give you a rundown of the changes and how they'll affect you and your business.  Here comes the science...]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/money-monday-restrictions-of-higher-rate-tax-relief-on-pensions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The diagram-making, wire-framing, site-mapping, flow-charting tool of loveliness</title>
		<link>http://www.freelanceadvisor.co.uk/freelance-technology/the-diagram-making-wire-framing-site-mapping-flow-charting-tool-of-loveliness/</link>
		<comments>http://www.freelanceadvisor.co.uk/freelance-technology/the-diagram-making-wire-framing-site-mapping-flow-charting-tool-of-loveliness/#comments</comments>
		<pubDate>Fri, 15 Oct 2010 08:00:50 +0000</pubDate>
		<dc:creator>Mel Dixon</dc:creator>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[contracting]]></category>
		<category><![CDATA[contractor]]></category>
		<category><![CDATA[diagram-making]]></category>
		<category><![CDATA[flowchart design]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[lovely charts]]></category>
		<category><![CDATA[sitemapping]]></category>
		<category><![CDATA[wireframing]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=9008</guid>
		<description><![CDATA[I'm always on the lookout for new online tools which are user-friendly and hopefully fun and maybe, just maybe, practical for my needs. 

So, I randomly googled 'lovely online tools' and lo and behold came across Lovely Charts which promises to enable you to 'create professional looking diagrams of all kinds' that will 'impress, convince and seduce – even if you don't have the slightest design skill.']]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/freelance-technology/the-diagram-making-wire-framing-site-mapping-flow-charting-tool-of-loveliness/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Changing your accountant needn’t be messy</title>
		<link>http://www.freelanceadvisor.co.uk/money/changing-you-accountant-neednt-be-messy/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/changing-you-accountant-neednt-be-messy/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 12:42:08 +0000</pubDate>
		<dc:creator>Mel Dixon</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[changing accountant]]></category>
		<category><![CDATA[contracting]]></category>
		<category><![CDATA[contractor]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[freelancing]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=8996</guid>
		<description><![CDATA[For many freelancers and contractors finding a good accountant can be an arduous task.
As a result, some small business owners end up employing the services of an accountant who turns out to be a poor fit for their needs. 

That's when you know it's time to make a change.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/changing-you-accountant-neednt-be-messy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax planning for freelancers and contractors</title>
		<link>http://www.freelanceadvisor.co.uk/events/tax-planning-for-freelancers-and-contractors/</link>
		<comments>http://www.freelanceadvisor.co.uk/events/tax-planning-for-freelancers-and-contractors/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 07:12:44 +0000</pubDate>
		<dc:creator>Mel Dixon</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[budget review]]></category>
		<category><![CDATA[contracting]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[tax planning]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=6961</guid>
		<description><![CDATA[A genuinely enlightening tax planning seminar for freelancers and contractors will be taking place on July 20 at the Cumberland Hotel in London.

An impressive roster of guest speakers will break down the recent Budget and offer expert insight into how it affects you, as well as looking in detail at the day-to-day financial trials and tribulations of being a flexi-worker.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/events/tax-planning-for-freelancers-and-contractors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Budget Advice for Contactors: Review your salary with your accountant</title>
		<link>http://www.freelanceadvisor.co.uk/money/budget-advice-for-contactors-review-your-salary-with-your-accountant/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/budget-advice-for-contactors-review-your-salary-with-your-accountant/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 12:21:10 +0000</pubDate>
		<dc:creator>Paul Cleworth</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[accountant]]></category>
		<category><![CDATA[contracting]]></category>
		<category><![CDATA[contractor]]></category>
		<category><![CDATA[corporation tax]]></category>
		<category><![CDATA[crunch]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[VAT]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=6765</guid>
		<description><![CDATA[As the dust settles after the June Budget Financial Planning Expert <a href="/author/paul-cleworth">Paul Cleworth</a> give us some <strong>good news for contractors</strong>.

TODO: Is a review of salary levels with your accountant requried?]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/budget-advice-for-contactors-review-your-salary-with-your-accountant/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tories will review IR35 if they win election</title>
		<link>http://www.freelanceadvisor.co.uk/news/tories-will-review-ir35-if-they-win-election/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/tories-will-review-ir35-if-they-win-election/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 09:46:53 +0000</pubDate>
		<dc:creator>Michael Rose</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[accountancy and tax]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[election]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[IR35]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Your Business]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=5505</guid>
		<description><![CDATA[The PCG's continued lobbying of Tory top-brass has finally paid off in a firm commitment to a review of IR35 legislation by a future Conservative government.

The Conservative Party made the landmark announcement today that IR35 will be reviewed as part of an overall review of small business taxation should they win the General Election in May.

In a letter today to Chris Bryce, PCG Chairman, the Shadow Business Minister, Mark Prisk MP said that due to PCG’s strong representations to him and to Shadow Treasury Ministers “a Conservative Government would undertake a fundamental review of small business taxation matters, including IR35.”]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/tories-will-review-ir35-if-they-win-election/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>VAT is moving online</title>
		<link>http://www.freelanceadvisor.co.uk/money/vat-is-moving-online/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/vat-is-moving-online/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 11:18:02 +0000</pubDate>
		<dc:creator>Michael Rose</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[HMRC]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[VAT]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4878</guid>
		<description><![CDATA[From 1 April 2010, if you have an annual VAT exclusive turnover of £100,000 or more you will have to submit your VAT returns online and pay your VAT electronically. Also, if you register for VAT from 1 April 2010 onwards, you’ll have to file online from the start, whatever your turnover.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/vat-is-moving-online/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Going limited: How much can I save?</title>
		<link>http://www.freelanceadvisor.co.uk/money/going-limited-how-much-can-i-save/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/going-limited-how-much-can-i-save/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 09:37:51 +0000</pubDate>
		<dc:creator>Michael Rose</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[going limited]]></category>
		<category><![CDATA[Limited Company]]></category>
		<category><![CDATA[limited liability]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[save tax]]></category>
		<category><![CDATA[sole trader]]></category>
		<category><![CDATA[umbrella]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4819</guid>
		<description><![CDATA[If you are a freelance sole-trader or a contractor working under an Umbrella company you may not be aware that <strong>going limited could save you money</strong>. 

By going limited you can, save tax, open more avenues for employment, benefit from limited liability if you get into trouble.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/going-limited-how-much-can-i-save/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Ltd Company: Detailed information on the expenses you can claim</title>
		<link>http://www.freelanceadvisor.co.uk/money/freelance-finance-detailed-information-on-the-expenses-you-can-claim/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/freelance-finance-detailed-information-on-the-expenses-you-can-claim/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 12:25:18 +0000</pubDate>
		<dc:creator>Darren Fell</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accommodation Expenses]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Bicycle expenses]]></category>
		<category><![CDATA[Broadband Internet]]></category>
		<category><![CDATA[Childcare vouchers]]></category>
		<category><![CDATA[claiming expenses]]></category>
		<category><![CDATA[Director's Salary]]></category>
		<category><![CDATA[Entertainment Expenses]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[Eye Tests]]></category>
		<category><![CDATA[going limited]]></category>
		<category><![CDATA[Home-working Expenses]]></category>
		<category><![CDATA[Hotels and Bed & Breakfasts]]></category>
		<category><![CDATA[Magazine and Book Expenses]]></category>
		<category><![CDATA[Mileage Expenses]]></category>
		<category><![CDATA[Mobile phone expenses]]></category>
		<category><![CDATA[Personal Incidental Expenses]]></category>
		<category><![CDATA[Renting Accommodation]]></category>
		<category><![CDATA[Staying with Friends or Colleagues]]></category>
		<category><![CDATA[Subsistence Expenses]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Travel Expenses]]></category>
		<category><![CDATA[what expenses can I claim]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4747</guid>
		<description><![CDATA[If you have read our guide to the expenses freelancers can claim the following guide gives some in depth information on how to claim your business expenses.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/freelance-finance-detailed-information-on-the-expenses-you-can-claim/feed/</wfw:commentRss>
		<slash:comments>23</slash:comments>
		</item>
		<item>
		<title>How do I open a Limited Company bank account?</title>
		<link>http://www.freelanceadvisor.co.uk/money/how-do-i-open-a-limited-company-bank-account/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/how-do-i-open-a-limited-company-bank-account/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 08:54:53 +0000</pubDate>
		<dc:creator>Michael Rose</dc:creator>
				<category><![CDATA[Getting a Job]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[going limited]]></category>
		<category><![CDATA[Limited Company]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4723</guid>
		<description><![CDATA[If you decide to set up your own limited company then you'll need a business bank account to separate your personal and business finances.

It may sound like a lot of hassle but our quick guide shows you what you need to do.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/how-do-i-open-a-limited-company-bank-account/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Have you registered with HM Revenue &amp; Customs to do your tax online?</title>
		<link>http://www.freelanceadvisor.co.uk/money/have-you-registered-with-hm-revenue-customs-to-do-your-tax-online/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/have-you-registered-with-hm-revenue-customs-to-do-your-tax-online/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 09:51:50 +0000</pubDate>
		<dc:creator>Michael Rose</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4588</guid>
		<description><![CDATA[The Self Assessment online deadline is fast approaching – if you still need to do your Tax Return you must do it online by 31 January

If you’re using HMRC Online Services for the first time, you will have to register for an online account. You will then be sent an Activation Code within 7 days to activate your account.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/have-you-registered-with-hm-revenue-customs-to-do-your-tax-online/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How do I set up a Limited Company?</title>
		<link>http://www.freelanceadvisor.co.uk/money/freelance-questions-how-do-i-set-up-a-limited-company/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/freelance-questions-how-do-i-set-up-a-limited-company/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 08:22:24 +0000</pubDate>
		<dc:creator>Michael Rose</dc:creator>
				<category><![CDATA[Guides]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Best of 2009]]></category>
		<category><![CDATA[going limited]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Your Business]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4164</guid>
		<description><![CDATA[Setting up a Limited Company is one of the smartest way to get paid for your work. With a Ltd you get to define your brand, own everything you do, run your business in the most tax-efficient way and pitch for work you wouldn't be able to get as a sole-trader.

Some people, usually the folks at Umbrella companies, will tell you that setting up a company is costly and complicated but with low-cost solutions out there it's a no-brainer.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/freelance-questions-how-do-i-set-up-a-limited-company/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Freelance Financials: A taxing future for contractors?</title>
		<link>http://www.freelanceadvisor.co.uk/money/a-taxing-future/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/a-taxing-future/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 09:49:50 +0000</pubDate>
		<dc:creator>Paul Cleworth</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[Future of Freelancing]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4192</guid>
		<description><![CDATA[In conjunction with PCG, Wealth Matters have been running a number of Contractor Seminars this year. When it comes to investing they've found quite a few questions keep repeating themselves among the 250-strong contractors in the audience. Today Wealth Matters' Director Paul Cleworth answers these questions for a wider contractor audience.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/a-taxing-future/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Freelance Comment: A Taxing Problem</title>
		<link>http://www.freelanceadvisor.co.uk/money/a-taxing-problem/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/a-taxing-problem/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 11:34:28 +0000</pubDate>
		<dc:creator>Malvolio</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4086</guid>
		<description><![CDATA[Master-moaner and freelance freedom-fighter Malvolio takes a look at Tax and Employment Benefit Trusts (an alternative to Umbrella Companies that promise up to 25% more in your pocket).

Are these tax schemes a good idea for freelancers and contractors looking to earn a little more? Are they good for the UK?]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/a-taxing-problem/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
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