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	<title>Freelance Advisor &#187; economic downturn</title>
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	<description>News, Help and Advice for UK Freelancers, Contractors and the Self-Employed</description>
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	<copyright>Copyright &#xA9; Freelance Advisor 2011 </copyright>
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	<itunes:summary>News, Help and Advice for UK Freelancers, Contractors and the Self-Employed</itunes:summary>
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	<itunes:category text="Society &#38; Culture" />
	<itunes:author>Freelance Advisor</itunes:author>
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		<itunes:name>Freelance Advisor</itunes:name>
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		<item>
		<title>Will freelancers rescue the economy again?</title>
		<link>http://www.freelanceadvisor.co.uk/money/will-freelancers-rescue-the-economy-again/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/will-freelancers-rescue-the-economy-again/#comments</comments>
		<pubDate>Mon, 31 Jan 2011 10:00:09 +0000</pubDate>
		<dc:creator>Mel Dixon</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[CBI]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Ed Balls]]></category>
		<category><![CDATA[Federation of Small Businesses]]></category>
		<category><![CDATA[FPB]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[FSB]]></category>
		<category><![CDATA[george osbourne]]></category>
		<category><![CDATA[negative growth]]></category>
		<category><![CDATA[UK economy]]></category>
		<category><![CDATA[VAT rise]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=11603</guid>
		<description><![CDATA[It's been a troubling week for the coalition Government and UK economy: The week started with the outgoing head of the CBI criticising the Government for hindering business and job creation. This was swiftly followed by the news that the UK economy suffered 'negative growth' in the last three months of 2010.

What does it all mean for freelancers? ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The future is bright, the future is freelancing</title>
		<link>http://www.freelanceadvisor.co.uk/news/the-future-is-bright-the-future-is-freelancing/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/the-future-is-bright-the-future-is-freelancing/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 15:34:07 +0000</pubDate>
		<dc:creator>Michael Rose</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[Future of Freelancing]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4364</guid>
		<description><![CDATA[As we approach 'National Freelancers Day' Freelance Advisor has created a new 'Future of Freelancing' section to focus on debate about the the biggest opportunities and threats to freelancing and contracting.

What does the recession mean to us? Do we get the help we deserve from the government? How important are we to the economy’s recovery? What is the role of technology in the future?]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/the-future-is-bright-the-future-is-freelancing/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Freelance news: The End of Self-Certification Mortgages</title>
		<link>http://www.freelanceadvisor.co.uk/money/freelance-news-the-end-of-self-certification-mortgages/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/freelance-news-the-end-of-self-certification-mortgages/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 11:13:28 +0000</pubDate>
		<dc:creator>Michael Rose</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Freelancer News]]></category>
		<category><![CDATA[Future of Freelancing]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=4034</guid>
		<description><![CDATA[This week the FSA chief executive Hector Sants outlined a radical shake-up in the mortgage market. The new proposals by The Financial Services Authority (FSA) include a ban on all Self-Certification Mortgages.

This is potentially worrying news for Freelancers and Contractors as Self Certification Mortgages were designed for workers who have trouble proving their income in a conventional manner such as freelancers, contractors, self employed, and company directors but Ian Burrows at Freelancer Mortgages Made easy actually welcomes the news...]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/freelance-news-the-end-of-self-certification-mortgages/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Freelance Coach: Is now the right time to become a freelancer?</title>
		<link>http://www.freelanceadvisor.co.uk/getting-a-job/freelance-coach-is-now-the-right-time-to-go-freelance/</link>
		<comments>http://www.freelanceadvisor.co.uk/getting-a-job/freelance-coach-is-now-the-right-time-to-go-freelance/#comments</comments>
		<pubDate>Tue, 12 May 2009 08:10:45 +0000</pubDate>
		<dc:creator>Daryl Close</dc:creator>
				<category><![CDATA[Getting a Job]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[Freelance Coach]]></category>
		<category><![CDATA[Future of Freelancing]]></category>
		<category><![CDATA[go freelance]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=1101</guid>
		<description><![CDATA[There is no right or wrong time to go freelance if you truly want to be a freelancer.  The market is always presenting opportunities; it is just a matter of not being blind to those you are not familiar with and ensuring you understand your target market.

Daryl Close, our small business and entrepreneurial performance coach, discusses whether the economic downturn is a good time to go freelance.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/getting-a-job/freelance-coach-is-now-the-right-time-to-go-freelance/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>What can IT contractors and freelancers do to survive the current downturn?</title>
		<link>http://www.freelanceadvisor.co.uk/money/what-can-it-contractors-and-freelancers-do-to-survive-the-current-downturn/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/what-can-it-contractors-and-freelancers-do-to-survive-the-current-downturn/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 07:32:10 +0000</pubDate>
		<dc:creator>James Leckie</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[Future of Freelancing]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=786</guid>
		<description><![CDATA[Here are some ideas from James Leckie from Contract Eye. Although aimed primarily at IT contractors, many of the tips can be applied to freelancers in other industries. 1. Keep an eye on your cashflow The advice is the same for all small businesses in the current economic climate &#8211; make sure you preserve cash. IT contractors [...]]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/what-can-it-contractors-and-freelancers-do-to-survive-the-current-downturn/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Freelance Coach: Workforce trends and what this means for the future of freelancing</title>
		<link>http://www.freelanceadvisor.co.uk/resources/freelance-coach-workforce-trends-and-what-this-means-for-the-future-of-freelancing/</link>
		<comments>http://www.freelanceadvisor.co.uk/resources/freelance-coach-workforce-trends-and-what-this-means-for-the-future-of-freelancing/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 08:44:56 +0000</pubDate>
		<dc:creator>Daryl Close</dc:creator>
				<category><![CDATA[Resources]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[Freelance Coach]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[Future of Freelancing]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=524</guid>
		<description><![CDATA[The number of freelancers is steadily increasing across the UK and I have no doubt that freelancing is going to continue growing at a strong rate. If you work as a freelancer or are considering going freelance then you need to know where freelancing is heading. Unless you live on another planet it is impossible [...]]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/resources/freelance-coach-workforce-trends-and-what-this-means-for-the-future-of-freelancing/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Freelancer News: Downturn survival guide for businesses launched</title>
		<link>http://www.freelanceadvisor.co.uk/news/freelancer-news-downturn-survival-guide-for-businesses-launched/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/freelancer-news-downturn-survival-guide-for-businesses-launched/#comments</comments>
		<pubDate>Mon, 23 Feb 2009 11:35:30 +0000</pubDate>
		<dc:creator>Kasey Brunt</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[Freelancer News]]></category>
		<category><![CDATA[Future of Freelancing]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[small businesses]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=474</guid>
		<description><![CDATA[The Institute of Chartered Accountants in England and Wales (ICAEW) has launched a guide to help businesses plan downturn survival strategies. The &#8220;Eight ways to survive the downturn&#8221; guide, which can be downloaded at www.icaew.com, aims to provide businesses with practical help and topics to help them through the credit crunch. The guide includes information [...]]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/freelancer-news-downturn-survival-guide-for-businesses-launched/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Freelancer News: Government cash flow help for small business</title>
		<link>http://www.freelanceadvisor.co.uk/news/freelancer-news-government-cash-flow-help-for-small-business/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/freelancer-news-government-cash-flow-help-for-small-business/#comments</comments>
		<pubDate>Fri, 16 Jan 2009 10:33:41 +0000</pubDate>
		<dc:creator>Kasey Brunt</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[Freelancer News]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/2009/01/16/freelancer-news-government-cash-flow-help-for-small-business/</guid>
		<description><![CDATA[Government unveils plan to help small business’ cash flow problems THE British Government will guarantee up to £20bn in loans to UK small businesses to help them manage cash flow problems in the current economic downturn. Business Secretary Lord Peter Mandelson unveiled his “real help for small to medium businesses” plan this week, saying its [...]]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/freelancer-news-government-cash-flow-help-for-small-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Freelancer News: Female business owners optimistic in economic crisis</title>
		<link>http://www.freelanceadvisor.co.uk/news/freelancer-news-female-business-owners-optimistic-in-face-of-economic-crisis/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/freelancer-news-female-business-owners-optimistic-in-face-of-economic-crisis/#comments</comments>
		<pubDate>Thu, 15 Jan 2009 14:17:14 +0000</pubDate>
		<dc:creator>Kasey Brunt</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[Freelancer News]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[small businesses]]></category>
		<category><![CDATA[websites]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/2009/01/15/freelancer-news-female-business-owners-optimistic-in-face-of-economic-crisis/</guid>
		<description><![CDATA[FEMALE business owners remain optimistic despite the economic crisis, a survey has revealed. The business risk survey, undertaken by the Chubb Group of Insurance Companies, found 58 per cent of female business owners believe their business will grow in 2009. And 13 per cent said they would take their business to an international level in [...]]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/freelancer-news-female-business-owners-optimistic-in-face-of-economic-crisis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five tips for surviving as a freelancer during a recession</title>
		<link>http://www.freelanceadvisor.co.uk/money/five-tips-surviving-freelancer-during-recession/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/five-tips-surviving-freelancer-during-recession/#comments</comments>
		<pubDate>Thu, 23 Oct 2008 11:32:12 +0000</pubDate>
		<dc:creator>Leif Kendall</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[Future of Freelancing]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/2008/10/23/five-tips-surviving-freelancer-during-recession/</guid>
		<description><![CDATA[Continuing our series on how an economic crisis might affect freelancers and contractors, Freelance Advisor and Web Marketing Consultant Leif Kendall gives us five freelancing tips for surviving in a recession. Before I tell you how to literally work your way through a recession, or a credit crunch, or whatever we&#8217;re experiencing, I would like [...]]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/five-tips-surviving-freelancer-during-recession/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Podcast #10: The growth in the Freelancer Marketplace &#8211; Fact or Fiction</title>
		<link>http://www.freelanceadvisor.co.uk/podcast/10-the-growth-in-the-freelancer-marketplace-fact-or-fiction/</link>
		<comments>http://www.freelanceadvisor.co.uk/podcast/10-the-growth-in-the-freelancer-marketplace-fact-or-fiction/#comments</comments>
		<pubDate>Fri, 10 Oct 2008 08:26:27 +0000</pubDate>
		<dc:creator>Andy White</dc:creator>
				<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[freelance]]></category>
		<category><![CDATA[Freelance Advisor]]></category>
		<category><![CDATA[freelancing market]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[Professional Contractors Group]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/2008/10/10/10-the-growth-in-the-freelancer-marketplace-fact-or-fiction/</guid>
		<description><![CDATA[Andy talks to John Brazier of the Professional Contractors Group, Nathan Pope of the Brighton Farm and Darren Fell of Freelance Advisor, about their views of how the freelancing and contracting market is evolving over the next few years. Whether you are a consultant or contractor, contracting or freelancing, the future could look bright for [...]]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/podcast/10-the-growth-in-the-freelancer-marketplace-fact-or-fiction/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
			<enclosure url="http://media2.wireworldmedia.co.uk/FreelanceAdvisor/fa010.mp3" length="25266212" type="audio/mpeg" />
		<itunes:duration>0:26:14</itunes:duration>
		<itunes:subtitle>Andy talks to John Brazier of the Professional Contractors Group, Nathan Pope of the Brighton Farm and Darren Fell of Freelance Advisor, about their views of how the freelancing and contracting market is evolving over the next few years.

Whether yo[...]</itunes:subtitle>
		<itunes:summary>Andy talks to John Brazier of the Professional Contractors Group, Nathan Pope of the Brighton Farm and Darren Fell of Freelance Advisor, about their views of how the freelancing and contracting market is evolving over the next few years.

Whether you are a consultant or contractor, contracting or freelancing, the future could look bright for the independent and self-employed.
Related:

    Listen to Part II
</itunes:summary>
		<itunes:keywords>Podcast</itunes:keywords>
		<itunes:author>feedback@freelanceadvisor.co.uk</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>no</itunes:block>
	</item>
		<item>
		<title>TUPE (Transfer of Undertakings)</title>
		<link>http://www.freelanceadvisor.co.uk/getting-a-job/tupe-transfer-of-undertakings/</link>
		<comments>http://www.freelanceadvisor.co.uk/getting-a-job/tupe-transfer-of-undertakings/#comments</comments>
		<pubDate>Tue, 16 Sep 2008 15:16:00 +0000</pubDate>
		<dc:creator>Lesley Furber</dc:creator>
				<category><![CDATA[Getting a Job]]></category>
		<category><![CDATA[business development]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[small businesses]]></category>
		<category><![CDATA[TUPE]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=2198</guid>
		<description><![CDATA[TUPE is the main piece of legislation governing the transfer of an undertaking (eg a business), or part of one, to another. The regulations are designed to protect the rights of employees in a transfer situation.  Read this article for more information.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/getting-a-job/tupe-transfer-of-undertakings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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