finance

Budget Advice for Contactors: Review your salary with your accountant

Paul Cleworth | Accountancy & Tax

As the dust settles after the June Budget Financial Planning Expert Paul Cleworth give us some good news for contractors.

TODO: Is a review of salary levels with your accountant requried?

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Post-Budget Analysis for Freelancers

Michael Rose | News

In case you missed George Osbourne’s Emergency Budget here are the highlights for Freelancers:

  • Income tax personal allowance to be increased by £1000
  • Public sector pay will be frozen for 2 years for people on less then £21,000
  • High rate income tax threshold to remain frozen to 2013
  • Capital Gains Tax up to 28% people on the upper rate of taxation, but entrepreneurs relief to £5m for lifetime at 10%
  • Small companies corporation tax to be reduced to 20%
  • 5 year plan to reform the corporation tax regime
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How does the Pre-Budget report affect Freelancers & Contractors?

Paul Cleworth | Financial & Insurance

Freelance Advisor and financial planning expert Paul Cleworth has been analyzing this month’s Pre-Budget report to see if there are any gems for us freelancers and contractors.

We focus on how it affects contractors, the good and bad news as well as what opportunities there are for freelancers and contractors.

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How to: handle your tax and legal affairs so they don’t come back and bite you

Charlie Bradburn | Financial & Insurance

The PCG is a non-profit organisation that fights the freelance corner by lobbying government for better tax and regulation and promoting fair and ethical behaviour among recruiters. It also provides a host of tools and knowledge to its members to help them handle tax and regulatory matters properly.

PCG insider Charlie Bradburn tells us why they could be your greatest ally if you were ever to suffer a tax investigation and how their help-line can help you feel more at ease when confronted by a letter from the HMRC.

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Legal advice: dealing with bad debts

David Gordon | Legal

In this economic climate there are few letters which are worse to receive than a letter saying that your client has gone into administration or bankruptcy owing you money. But the number of these letters being sent out is on the increase. As a freelancer or contractor you will rank behind the banks, the Revenue and employees for payment and the prospect of getting money out of a company at this stage is remote at best. How then to stop your debts going bad?

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Freelance News: Small firms still have trouble accessing finance

Kasey Brunt | News

A leading business organisation says small firms are still having trouble accessing finance, despite Government lending guarantees. The Forum of Private Business (FPB) says its members have reported they are still unable to access finance from banks, despite the Government implementing schemes such as the Enterprise Finance Guarantee, designed to help small businesses access bank [...]

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Working from home: top five freelance home-business opportunities in 2009

Emma Jones | Starting Out

The top 5 home-business occupations in 2009 Whether it is a second income to make ends meet, a result of reduncancy or a decision to make a fresh start as a freelancer, the home business and startup sector looks like it will continue to grow in 2009. Freelance Advisor and home business startup supremo Emma [...]

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Freelance Advisor Reviews: Top 5 technology applications of 2008

Emma Jones | Technology

Freelance Advisor and author of ‘Spare Room Start Up’ Emma Jones gives us her review of the best applications for freelancers. Top 5 technology apps of 2008 As we enter the month of December, I can’t help but look back at the year that was. The thousands of new businesses started, the people we’ve profiled, [...]

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Tis the week before Christmas…

Emma Jones | Managing Business

Freelance Advisor and author of ‘Spare Room Start Up’ Emma Jones give us a timely reminder of the things we could be doing in the run up to Christmas. What can freelancers do when things get quiet over the holiday season and what plans can we make for 2009. When the phones hush and emails [...]

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