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	<title>Freelance Advisor &#187; finance</title>
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	<copyright>Copyright &#xA9; Freelance Advisor 2011 </copyright>
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		<item>
		<title>HMRC launches Alternative Dispute Resolution service for small businesses</title>
		<link>http://www.freelanceadvisor.co.uk/money/hmrc-launches-alternative-dispute-resolution-service-for-small-businesses/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/hmrc-launches-alternative-dispute-resolution-service-for-small-businesses/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 13:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[ADR]]></category>
		<category><![CDATA[Alternative Dispute Resolution]]></category>
		<category><![CDATA[BRC]]></category>
		<category><![CDATA[business record checks]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[dispute]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[HMRC]]></category>
		<category><![CDATA[record checks]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[SME's]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[tribunal]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=16792</guid>
		<description><![CDATA[HMRC yesterday launched a pilot of an Alternative Dispute Resolution service for SMEs, which aims to reduce to need for tribunals during HMRC's compliance checks. The scheme, which was trialled last year and saw 60% of disputes either fully or partially resolved, involves independent facilitators who work with both HMRC and business owners to ensure a quick and fair outcomes for both parties.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/hmrc-launches-alternative-dispute-resolution-service-for-small-businesses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Small firms cancel Christmas parties to cut costs</title>
		<link>http://www.freelanceadvisor.co.uk/news/small-firms-cancel-christmas-parties-to-cut-costs/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/small-firms-cancel-christmas-parties-to-cut-costs/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 11:30:30 +0000</pubDate>
		<dc:creator>Rachel Soothill</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[Christmas Party]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[party]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[SME]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=16461</guid>
		<description><![CDATA[Research carried out by business solutions firm, Pitney Bowes, has revealed that almost 50% of small firms are cancelling Christmas parties this year in order to save money. Five hundred small businesses participated in the survey which found that 63% of respondents admitted to scaling back on seasonal festivities.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/small-firms-cancel-christmas-parties-to-cut-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Government to underwrite £40bn in loans to small business</title>
		<link>http://www.freelanceadvisor.co.uk/money/government-to-underwrite-20bn-in-loans-to-small-business/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/government-to-underwrite-20bn-in-loans-to-small-business/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 13:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[autumn statement]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit easing]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[George Osborne]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Project Merlin]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[SME]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=16479</guid>
		<description><![CDATA[Today Chancellor George Osborne announced, as part of his autumn statement, that the Government would be underwriting £20 billion in loans to small- and medium-sized businesses in an effort to get the UK's private sector moving again through easier access to finances.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/government-to-underwrite-20bn-in-loans-to-small-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Workers stay put due to stormy job market</title>
		<link>http://www.freelanceadvisor.co.uk/news/workers-stay-put-due-to-stormy-job-market/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/workers-stay-put-due-to-stormy-job-market/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 10:00:51 +0000</pubDate>
		<dc:creator>Rachel Soothill</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[AWR]]></category>
		<category><![CDATA[downturn]]></category>
		<category><![CDATA[employee]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[jobs market]]></category>
		<category><![CDATA[Pay]]></category>
		<category><![CDATA[pay rise]]></category>
		<category><![CDATA[perks]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[recruitment]]></category>
		<category><![CDATA[worker]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=16443</guid>
		<description><![CDATA[A survey carried out by recruitment firm Hays has revealed that a third of staff are choosing to stay put rather than risk job security by moving on. The research was carried out on 1,795 adults and found that 33% were reluctant to change jobs in the current turbulent job market and planned to put off job hunting until the economy picked up.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Small businesses prove to be the most timely payers</title>
		<link>http://www.freelanceadvisor.co.uk/news/small-businesses-prove-to-be-the-most-timely-payers/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/small-businesses-prove-to-be-the-most-timely-payers/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 13:00:27 +0000</pubDate>
		<dc:creator>Rachel Soothill</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[FPB]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[invoice]]></category>
		<category><![CDATA[late payments]]></category>
		<category><![CDATA[payment terms]]></category>
		<category><![CDATA[payments]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=16221</guid>
		<description><![CDATA[New research has revealed that micro businesses are leading the way in settling their bills on time, even compared to the big firms. The research, which was carried out by credit agency Experian on 6,000 UK businesses found that late payments across UK firms of all sizes increased by approximately a day during the summer period of July to September this year.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/small-businesses-prove-to-be-the-most-timely-payers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks need to boost their lending to small businesses</title>
		<link>http://www.freelanceadvisor.co.uk/money/banks-need-to-boost-their-lending-to-small-businesses/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/banks-need-to-boost-their-lending-to-small-businesses/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 13:00:13 +0000</pubDate>
		<dc:creator>Rachel Soothill</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[bank of england]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[Project Merlin]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[SME]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=16218</guid>
		<description><![CDATA[The Bank of England (BoE) governor Sir Mervyn King has stated that banks should be offered financial incentives to encourage more lending to struggling small businesses. Speaking at the Treasury Select Committee about the BoE’s decision to inject £75 billion back into the economy, Sir Mervyn King urged MPs to address the lack of lending to small businesses in the UK.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/banks-need-to-boost-their-lending-to-small-businesses/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Economic recovery slowing, reports BCC survey</title>
		<link>http://www.freelanceadvisor.co.uk/news/economic-recovery-slowing-reports-bcc-survey/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/economic-recovery-slowing-reports-bcc-survey/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 09:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[BCC]]></category>
		<category><![CDATA[capital]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[climate]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[economic growth]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[personal service company]]></category>
		<category><![CDATA[PSC]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[recovery]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[survey]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=15944</guid>
		<description><![CDATA[Although the general mood of the UK's small businesses has been cautiously optimistic in the past few months, the continued fallout from the Eurozone crisis looks to be having a negative impact on the nation's recovery. ]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/economic-recovery-slowing-reports-bcc-survey/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Freelancers and Credit Cards: Three myths busted!</title>
		<link>http://www.freelanceadvisor.co.uk/money/freelancers-and-credit-cards-three-myths-busted/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/freelancers-and-credit-cards-three-myths-busted/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 10:00:00 +0000</pubDate>
		<dc:creator>Choose.net</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit control]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[small businesses]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=15418</guid>
		<description><![CDATA[Although some freelancers may find it more difficult to obtain a good credit card than a full-time employee, there’s a lot of disinformation flying around about freelancers and credit cards. Here we'll bust three common myths.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/freelancers-and-credit-cards-three-myths-busted/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Small Businesses should switch off</title>
		<link>http://www.freelanceadvisor.co.uk/news/small-businesses-should-switch-off/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/small-businesses-should-switch-off/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 09:00:20 +0000</pubDate>
		<dc:creator>Selina Murray</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[computers]]></category>
		<category><![CDATA[electricity]]></category>
		<category><![CDATA[EON]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[office]]></category>
		<category><![CDATA[premises]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[SME's]]></category>
		<category><![CDATA[utilities]]></category>
		<category><![CDATA[utility bills]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=15251</guid>
		<description><![CDATA[New research by electricity supplier E.ON says that small businesses in the UK are wasting over £30 million every day by simply not switching off computers at the end of the work day. The study of over 800 SMEs found that nearly 40% of workers leave their computers on all night and only 20% switch them off properly over the weekend.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/small-businesses-should-switch-off/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Enterprise Allowance launches nationally</title>
		<link>http://www.freelanceadvisor.co.uk/news/new-enterprise-allowance-launches-nationally/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/new-enterprise-allowance-launches-nationally/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 09:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[capital]]></category>
		<category><![CDATA[DWP]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[funding]]></category>
		<category><![CDATA[go freelance]]></category>
		<category><![CDATA[incorporating]]></category>
		<category><![CDATA[jobseekers allowance]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[NEA]]></category>
		<category><![CDATA[New Enterprise Allowance]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[startup]]></category>
		<category><![CDATA[unemployed]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=15221</guid>
		<description><![CDATA[After an apparently successful trial in Merseyside since February this year, the Government's New Enterprise Allowance (or NEA) is today rolling out nationally, giving unemployed people around the country a chance to start their own small business.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/new-enterprise-allowance-launches-nationally/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cost of riots could reach £500m</title>
		<link>http://www.freelanceadvisor.co.uk/money/cost-of-riots-could-reach-500m/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/cost-of-riots-could-reach-500m/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 09:00:26 +0000</pubDate>
		<dc:creator>Selina Murray</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[criminal damage]]></category>
		<category><![CDATA[damage]]></category>
		<category><![CDATA[defer payment]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[london riots]]></category>
		<category><![CDATA[loss of business]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[Prime Minister]]></category>
		<category><![CDATA[Riot Act]]></category>
		<category><![CDATA[riots]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[small businesses]]></category>
		<category><![CDATA[SME's]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=15154</guid>
		<description><![CDATA[The Association of British Insurers (ABI) has calculated that the cost of this weeks riots could be as high as £500 million. But what will be the cost to small businesses?]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/cost-of-riots-could-reach-500m/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The best British small business ideas announced</title>
		<link>http://www.freelanceadvisor.co.uk/news/the-best-british-small-business-ideas-announced-2/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/the-best-british-small-business-ideas-announced-2/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 12:00:14 +0000</pubDate>
		<dc:creator>Rachel Soothill</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[awards]]></category>
		<category><![CDATA[Barclays]]></category>
		<category><![CDATA[business loans]]></category>
		<category><![CDATA[business support]]></category>
		<category><![CDATA[development]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[new business]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[SME]]></category>
		<category><![CDATA[startup]]></category>
		<category><![CDATA[startups]]></category>
		<category><![CDATA[Take One Small Step]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=15073</guid>
		<description><![CDATA[The annual Barclays Take One Small Step awards, which aims to identify and nurture outstanding new business ideas, saw over 5,000 entries this year, each showing innovation, diversity and creative flair.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/the-best-british-small-business-ideas-announced-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HMRC apologises for &#8220;poor performance&#8221;</title>
		<link>http://www.freelanceadvisor.co.uk/money/hmrc-apologises-for-poor-performance/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/hmrc-apologises-for-poor-performance/#comments</comments>
		<pubDate>Tue, 02 Aug 2011 09:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[AWR]]></category>
		<category><![CDATA[customer service]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[HMRC]]></category>
		<category><![CDATA[IR35]]></category>
		<category><![CDATA[legislation]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[ots]]></category>
		<category><![CDATA[performance]]></category>
		<category><![CDATA[public-sector]]></category>
		<category><![CDATA[strike]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[tax law]]></category>
		<category><![CDATA[taxman]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=15072</guid>
		<description><![CDATA[After being blasted for their performance in 2010 in a report from the Treasury select committee, HMRC Chairman Mike Clasper has issued a public apology, and has pledged that the taxman's performance in 2011 will be radically improved.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/hmrc-apologises-for-poor-performance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HMRC cold-calling startups to offer advice, friendly warning</title>
		<link>http://www.freelanceadvisor.co.uk/money/hmrc-cold-calling-startups-to-offer-advice-friendly-warning/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/hmrc-cold-calling-startups-to-offer-advice-friendly-warning/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 12:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[bookkeeping]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[guidance]]></category>
		<category><![CDATA[HMRC]]></category>
		<category><![CDATA[Limited Company]]></category>
		<category><![CDATA[new business]]></category>
		<category><![CDATA[phone]]></category>
		<category><![CDATA[phone education]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[startups]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[tax obligations]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=15013</guid>
		<description><![CDATA[HMRC staff are to begin calling new businesses to offer advice on how to correctly take care of their bookkeeping and tax obligations. HMRC is referring to this new practise as "telephone education", and businesses will be contacted "at key stages in their lifecycles".]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/hmrc-cold-calling-startups-to-offer-advice-friendly-warning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The cheque lives to see another day</title>
		<link>http://www.freelanceadvisor.co.uk/money/the-cheque-lives-to-see-another-day/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/the-cheque-lives-to-see-another-day/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 09:00:12 +0000</pubDate>
		<dc:creator>Rachel Soothill</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cheque]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[freelancing]]></category>
		<category><![CDATA[getting paid]]></category>
		<category><![CDATA[industry]]></category>
		<category><![CDATA[invoices]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[Payments Council]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[WorldPay]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=14858</guid>
		<description><![CDATA[The decision by the Payments Council to not abolish cheques has been welcomed by small businesses who were concerned that no alternative viable payment system has been proposed.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/the-cheque-lives-to-see-another-day/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>HMRC chasing self-employed tax credit cheats</title>
		<link>http://www.freelanceadvisor.co.uk/money/hmrc-chasing-self-employed-tax-credit-cheats/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/hmrc-chasing-self-employed-tax-credit-cheats/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 13:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Legal]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[benefit fraud]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[Contractors]]></category>
		<category><![CDATA[crackdown]]></category>
		<category><![CDATA[credit cheats]]></category>
		<category><![CDATA[David Gauke]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Freelancers]]></category>
		<category><![CDATA[HMRC]]></category>
		<category><![CDATA[self-employed]]></category>
		<category><![CDATA[tax credits]]></category>
		<category><![CDATA[tax fraud]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=12022</guid>
		<description><![CDATA[Of course we're not talking about you. We know the Freelance Advisor readership are bastions of honesty, purity and fiscal responsibility. We just thought we'd let you know anyway, so you can warn your less-scrupulous friends about HMRC's latest clampdown.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/hmrc-chasing-self-employed-tax-credit-cheats/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Enterprise Allowance expansion boosts entrepreneurial potential</title>
		<link>http://www.freelanceadvisor.co.uk/news/new-enterprise-allowance-expansion-boosts-entrepreneurial-potential/</link>
		<comments>http://www.freelanceadvisor.co.uk/news/new-enterprise-allowance-expansion-boosts-entrepreneurial-potential/#comments</comments>
		<pubDate>Wed, 05 Jan 2011 11:41:04 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[contractor]]></category>
		<category><![CDATA[enterprise]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[entrepreneurialism]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[freelancer]]></category>
		<category><![CDATA[funding]]></category>
		<category><![CDATA[getting started]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[Mark Prisk]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[NEA]]></category>
		<category><![CDATA[New Enterprise Allowance]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=11180</guid>
		<description><![CDATA[A little while ago the UK's incumbent Franken-government announced the introduction of the New Enterprise Allowance (or NEA for acronym fans), a scheme to provide a £2,000 grant, small business loan and expert guidance to unemployed people looking to start their own businesses.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/news/new-enterprise-allowance-expansion-boosts-entrepreneurial-potential/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>20% VAT in effect from today</title>
		<link>http://www.freelanceadvisor.co.uk/money/20-vat-in-effect-from-today/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/20-vat-in-effect-from-today/#comments</comments>
		<pubDate>Tue, 04 Jan 2011 10:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[17.5%]]></category>
		<category><![CDATA[20%]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[guide]]></category>
		<category><![CDATA[HMRC]]></category>
		<category><![CDATA[invoicing]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[VAT]]></category>
		<category><![CDATA[VAT Change]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=11133</guid>
		<description><![CDATA[As many (hopefully all) of you will be aware, those good folks running the country have decided that as of today the VAT rate will be raised to 20%. While this has one distinct advantage (it's easier to work out now - just divide by 5!), it also has one huge disadvantage - namely that from today things will cost more. ]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/20-vat-in-effect-from-today/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>UPDATE: Employee Benefit Trusts circling the drain</title>
		<link>http://www.freelanceadvisor.co.uk/money/update-employee-benefit-trusts-circling-the-drain/</link>
		<comments>http://www.freelanceadvisor.co.uk/money/update-employee-benefit-trusts-circling-the-drain/#comments</comments>
		<pubDate>Tue, 14 Dec 2010 10:16:43 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[clampdown]]></category>
		<category><![CDATA[crackdown]]></category>
		<category><![CDATA[EBT]]></category>
		<category><![CDATA[Employee Benefit Trusts]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[going limited]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[legislation]]></category>
		<category><![CDATA[Limited]]></category>
		<category><![CDATA[Limited Company]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Ltd.]]></category>
		<category><![CDATA[offshore]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[tax dodge]]></category>
		<category><![CDATA[umbrella companies]]></category>
		<category><![CDATA[umbrella company]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=10959</guid>
		<description><![CDATA[As we reported on Friday, new government legislation regarding the use of offshore Employee Benefit Trusts (EBTs) by Umbrella Companies as a means of saving clients money will now be passed into law, meaning the money-saving benefits of this method will be removed come April next year.]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/money/update-employee-benefit-trusts-circling-the-drain/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How to get your ideas off the ground (with a little help)</title>
		<link>http://www.freelanceadvisor.co.uk/getting-a-job/how-to-get-your-ideas-off-the-ground-with-a-little-help/</link>
		<comments>http://www.freelanceadvisor.co.uk/getting-a-job/how-to-get-your-ideas-off-the-ground-with-a-little-help/#comments</comments>
		<pubDate>Fri, 03 Dec 2010 14:00:00 +0000</pubDate>
		<dc:creator>Jon Norris</dc:creator>
				<category><![CDATA[Getting a Job]]></category>
		<category><![CDATA[crowdsourcing]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[funding]]></category>
		<category><![CDATA[growing business]]></category>
		<category><![CDATA[growing your business]]></category>
		<category><![CDATA[ideas]]></category>
		<category><![CDATA[Kickstarter]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[manufacturing]]></category>
		<category><![CDATA[micro-lending]]></category>
		<category><![CDATA[Quirky.com]]></category>

		<guid isPermaLink="false">http://www.freelanceadvisor.co.uk/?p=10683</guid>
		<description><![CDATA[We've previously covered some ideas for micro-lending to help both your small business and those of others, and now we've found some more sites with similar ideas!  Getting off the ground is always the hardest part of starting your own business - specifically, how do you get money, and how do you get your idea out there?]]></description>
		<wfw:commentRss>http://www.freelanceadvisor.co.uk/getting-a-job/how-to-get-your-ideas-off-the-ground-with-a-little-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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